Surcharge Program
Offset Credit Costs. Keep Your Full Margin.
A compliant, automated Surcharge Program that eliminates your credit card processing fees.
Stop Paying for Your Customers' Rewards Points.
Every time a customer swipes a high-end rewards card, your profit margin takes a hit. With our Smart Surcharge Program, you no longer have to absorb those costs. By adding a small, transparent service fee to credit card transactions, you cover the processing expense instantly.
It’s the most direct way to reduce your monthly overhead and ensure that your business, not the credit card companies, keeps the money you earn.
Why Our Surcharge Program is the Smart Choice.
Many merchants are hesitant to surcharge because they fear the "red tape." We've removed the hurdles by building compliance directly into our Clover and Dejavoo hardware.
Legal & Compliant
Surcharging is not legal in every state and cannot be applied to debit or prepaid cards. Merchants should verify state rules first, then ensure the program is properly disclosed and limited to eligible credit card transactions only.
Signage & Disclosure
Compliance isn't just about the math; it's about the communication. We provide the required point-of-sale signage and ensure that the surcharge is clearly itemized on every customer receipt, protecting you from potential fines or disputes.
Instant Savings
Savings can be meaningful, but they vary based on how many customers pay with eligible credit cards versus debit. Since surcharges generally apply only to credit card transactions, actual results depend on your payment mix.
How It Works: Simple. Smart. Secure.
The Detection: The terminal automatically identifies whether the customer is using an eligible credit card, debit card, or prepaid card.
The Exclusion: Surcharges apply only to eligible credit card transactions. Debit and prepaid transactions are excluded automatically, and the merchant remains responsible for those processing fees.
The Checkout: Any surcharge is clearly disclosed as a separate line item at checkout and on the receipt, giving the customer full visibility into the transaction.
The Settlement: Surcharging can help reduce out-of-pocket cost on eligible credit card transactions, but it does not eliminate all processing expense. Fees on debit and prepaid card transactions still belong to the merchant.