Privacy Policy

PayMint Solutions Inc. (“PayMint,” “we,” “us,” or “our”) respects your privacy. This policy explains what information we collect when you visit paymintinc.com or contact us, how we use it, who we share it with, and the choices you have.

This policy covers our website and our marketing and sales communications. It does not cover the separate application and onboarding process you complete with our payment processing partners when you become a merchant — that process is governed by the privacy terms of those partners.

If you have questions, contact us at contact@paymintinc.com or 630-299-8780.

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1. Information We Collect

Information you give us directly. When you fill out a form, request a statement review, ask a question, or otherwise reach out, we may collect:

• Name
• Business name
• Email address
• Phone number
• The type of business you run
• Any details you choose to include in a message or statement you send us

Information collected automatically. When you visit our website, we and our service providers may automatically collect:

• IP address and general location (city/region level)
• Browser and device type
• Pages viewed and time spent on the site
• How you arrived at our site (for example, from a Facebook ad or a search engine)
• Cookies and similar tracking data (see Section 4)

We do not collect Social Security numbers, bank account numbers, or full payment card numbers through this website. That information is only collected later, securely, during the merchant application process handled by our processing partners.

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2. How We Use Your Information

We use the information we collect to:

• Respond to your questions and requests
• Provide free cost analyses and statement reviews you ask for
• Recommend payment solutions that fit your business
• Follow up about our services
• Send marketing communications you’ve opted into (you can opt out anytime)
• Improve our website and understand what content is useful
• Measure the performance of our ads and marketing
• Protect against fraud and keep our systems secure
• Meet legal and tax obligations

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3. Cookies and Tracking Technologies

Our website uses cookies and similar technologies to make the site work, remember your preferences, understand traffic, and measure advertising.

We use:

• Essential cookies that keep the site functioning.
• Search performance tools. We use Google Search Console to see how our site appears in Google Search results. Search Console reports aggregated search data; it does not place tracking cookies on your device or collect your individual activity on our site.
• Analytics tools. We may also use website analytics tools, such as Google Analytics, to understand how visitors use our site.
• Advertising tools. We use the Meta Pixel to reach business owners and measure ad results.

You can control cookies through your browser settings. Blocking some cookies may affect how the site works. See Section 8 for opt-out options for advertising.

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4. How We Share Your Information

We do not sell your personal information for money. However, like many websites, we use advertising tools — including the Meta Pixel — that share certain information, such as device identifiers and your activity on our site, with advertising platforms to measure and improve our ads. Under some state privacy laws, this kind of data sharing for targeted advertising may be considered a “sale” or “sharing” of personal information. You can opt out — see Section 8.

We share information only in these situations:

• Service providers. Companies that help us run our business and may handle your information on our behalf — for example, our website host, our customer relationship and marketing platform (GoHighLevel), our email provider, and our analytics and advertising providers.
• Payment processing partners. If you move forward as a merchant, we share the information needed to set up your account with our processing partners — Electronic Payments Inc. (EPI), Full Stack Payments, Sigma, TSYS, and Fiserv — and any point-of-sale (POS) or software providers relevant to your setup.
• Legal and safety. When required by law, subpoena, or to protect our rights, our customers, or the public.
• Business transfers. If PayMint is involved in a merger, acquisition, or sale of assets, your information may transfer as part of that transaction.

We require our service providers to protect your information and use it only for the services they provide to us.

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5. Third-Party Websites and Tools

Our website may link to third-party sites or tools (for example, a partner’s product page or a scheduling tool). We don’t control those sites and aren’t responsible for their privacy practices. Review their policies before sharing information.

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6. How Long We Keep Your Information

We keep your information only as long as needed for the purposes described in this policy, then delete or anonymize it. As a general guide:

• Inquiries and leads: typically 12 to 24 months after last contact
• Marketing data: until you opt out
• Records we’re legally required to keep (such as tax and transaction records): as long as the law requires, typically several years
• Website traffic and advertising data: retained according to the settings of the tools we use (such as the Meta Pixel and our hosting provider’s logs), generally up to 24 months

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7. How We Protect Your Information

We use reasonable administrative, technical, and physical safeguards to protect the information we collect. No method of transmission or storage is 100% secure, so we can’t guarantee absolute security, but we take protecting your information seriously.

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8. Your Choices and Rights

You can:

• Opt out of marketing by clicking unsubscribe in any email or replying STOP to texts, or by emailing contact@paymintinc.com.
• Control cookies through your browser settings.
• Opt out of targeted advertising using your browser’s privacy controls or tools like the Digital Advertising Alliance opt-out page (optout.aboutads.info).
• Request access to, correction of, or deletion of the personal information we hold about you by emailing contact@paymintinc.com. We’ll respond as required by applicable law.

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9. California Residents

If you’re a California resident, California law (including CalOPPA and, where applicable, the CCPA/CPRA) gives you certain rights regarding your personal information, including the right to know what we collect, to request deletion, and to opt out of the sale or sharing of personal information.

To exercise these rights, email contact@paymintinc.com. We won’t discriminate against you for exercising them.

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10. Residents of Other States

Several states have privacy laws granting rights such as access, correction, deletion, and opting out of targeted advertising. If you live in one of these states and want to exercise those rights, email contact@paymintinc.com and we’ll respond as required by applicable law.

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11. Children’s Privacy

Our website and services are intended for business owners and are not directed to children under 16. We don’t knowingly collect personal information from children. If you believe a child has provided us information, contact us and we’ll delete it.

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12. Changes to This Policy

We may update this policy as our practices or the law change. When we do, we’ll update the “Last Updated” date above. Significant changes will be posted on this page.

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13. Contact Us

PayMint Solutions Inc.
Bartlett, IL
Phone: 630-299-8780
Email: contact@paymintinc.com
Web: www.paymintinc.com