PayMint mint leaf

Medical & Dental Payment Processing
and Patient POS Systems

Healthcare practices face rising overhead, complex copays, and costly processing fees on out-of-pocket patient balances. PayMint equips doctors, dentists, orthodontists, and med-spas with HIPAA-compliant payment terminals, seamless HSA/FSA acceptance, and zero-fee dual pricing options. No contracts, zero leases, and a dedicated local agent.

The Payment Frustrations Medical & Dental Practices Face

Every one of these can be resolved to protect practice revenue, accelerate collections, and delight patients.

Card fees eroding practice margins.

Giving up 3% to 4% on out-of-pocket patient balances, elective surgeries, crowns, and implants quietly drains tens of thousands of dollars from your practice each year.

Clunky HSA/FSA declines & audit issues.

Generic terminals lack proper healthcare Merchant Category Codes (MCC) and IIAS certification, triggering frustrating patient card rejections at the reception desk.

Chasing overdue statements & paper billing costs.

Printing and mailing multiple paper statements for copays or post-insurance balances drags out collections by 60–90 days and results in uncollected bad patient debt.

Manual phone key-in & HIPAA security risks.

Front desk staff writing down card numbers over the phone or storing unencrypted billing information exposes your clinic to chargeback liabilities, PCI penalties, and breach audits.

Patient friction around high-ticket care.

Without automated recurring payment plans or card-on-file billing, patients often delay or decline essential dental or medical procedures due to upfront cost concerns.

Confusing processing statements & hidden fees.

Pages of cryptic interchange categories, monthly statement fees, batch charges, PCI non-compliance penalties, and padded markups leave you guessing what you truly pay each month.

Dual Pricing vs. Cash Discount:
What Works Best
For Healthcare Practices

Healthcare practices have distinct billing dynamics: patient copays, deductibles, coinsurance, and elective self-pay treatments. Dual pricing eliminates processing fees while remaining 100% compliant and transparent.

With Dual Pricing, patients clearly see cash/check and card prices displayed side-by-side on your fee schedules, treatment estimates, and front-desk terminal. With a Cash Discount, your practice posts standard procedure fees and automatically provides an instant discount when patients pay with cash or check.

How dual pricing works How cash discount works

Dual Pricing

Cash and card fees clearly presented side-by-side on treatment plans, estimates, and front-desk displays. 100% transparent with zero patient friction.

Both Prices Shown

Cash Discount

Practice fee schedule shows standard rates. Patients settling balances with cash or check receive an automatic percentage discount at the front desk.

Discount at Register

Healthcare POS Systems & Terminals We Recommend

From compact front-desk dual-screen terminals to portable chairside handhelds, we match hardware to your clinical workflow. Qualified practices receive hardware at no upfront cost, with zero leases, customized receipt branding, and staff training.

Schedule a FREE Demo
Clover Mini Healthcare Front Desk POS

Clover Mini Front-Desk POS

The ideal patient checkout terminal for dental, chiropractic, optometry, and medical reception counters. Sleek, antimicrobial, compact design featuring a high-resolution touchscreen facing the patient for private PIN entry, digital signatures, and itemized copay receipts. Includes high-speed receipt printer, contactless tap for Apple Pay/Google Pay, and full dual pricing software.

Clover Flex Chairside Healthcare Handheld

Clover Flex Chairside Handheld

Bring patient billing directly to the dental chair, examination room, or private consultation office. Patients can review treatment balances, authorize payments, and sign electronically in complete privacy without standing in line at the front desk. Features a built-in thermal printer, Wi-Fi and 4G LTE cellular connectivity, and all-day battery life.

Dejavoo Smart Healthcare Payment Terminal

Dejavoo Smart Healthcare Terminal

A dedicated, ultra-reliable countertop terminal configured with healthcare MCC codes for seamless HSA and FSA card acceptance. Features lightning-fast EMV chip and contactless tap, text-to-pay link generation for past-due statements, patient gratuity prompts for aesthetic med-spas, and end-to-end point-to-point encryption.

Features every healthcare practice should have

Automatic HSA & FSA Detection
HIPAA-Compliant Architecture
Text-to-Pay & Email Links
Tokenized Card-on-File Storage
Recurring Treatment Payment Plans
Front-Desk Patient Touchscreen
Chairside & Operatory Mobility
Next-Day Practice Settlement
Multi-Provider Payout Routing
Practice Management Export
Digital E-Signatures & Receipts
Zero-Fee Dual Pricing Program

Medical & Dental Payment Processing FAQ

Can patients use their HSA and FSA cards on PayMint terminals? +
Yes. Our terminals and virtual payment gateways are fully configured with healthcare Merchant Category Codes (MCCs) and IIAS auto-substantiation protocols, ensuring patient Health Savings Account and Flexible Spending Account cards process smoothly without frustrating declines.
How does Dual Pricing work in a healthcare setting? +
Your treatment fee schedule and payment terminals display both the cash/check price and the card price transparently. When patients pay, the corresponding price is applied. Because medical and dental procedures represent significant out-of-pocket expenses, patients appreciate saving money by paying with cash or check, and your practice eliminates card processing overhead.
Is PayMint payment processing HIPAA-compliant? +
Yes. Our payment systems utilize end-to-end point-to-point encryption (P2PE) and secure tokenization. Protected Health Information (PHI) is never stored alongside credit card numbers, ensuring complete compliance with both HIPAA guidelines and PCI-DSS standards.
Can we set up recurring payment plans for treatment balances? +
Yes. You can securely store patient payment methods on file through tokenization and establish automated weekly or monthly installment schedules for orthodontic care, dental implants, cosmetic procedures, or outstanding copays.
Do you lock practices into long-term contracts or equipment leases? +
Never. PayMint operates strictly under a “People Over Profits” commitment. We never lock medical or dental practices into multi-year contracts, costly terminal leases, or early cancellation penalties. You stay because of reliable service and substantial fee savings.

What Healthcare & Small Business Owners Say

“Working with this company has been so great. When we started working with Carl we had no idea what we needed or what would be best for our business but he did! He got us set up with exactly what works for us and we have never experienced any problems with our payment processing. Thank you guys for taking such good care of us!”
Ashley Smith · Dirty Pop Twins

“After switching to PayMint, our processing costs dropped to 0% overnight. The support is truly personal — they know our business by name.”

Swedish Pancake House · Merchant Partner

Precision POS Solutions, Tailored to Your Trade.

It's never been easier. Set up your new POS system with the right mix of devices, software, and apps for your business. Add more devices or apps when you're ready. No contracts, just results.