Restaurant Credit Card
Processing & POS Systems
Card fees can quietly take 3 to 4% of every check. PayMint helps restaurants, cafes and food trucks cut those costs with dual pricing, then sets you up with a POS built for how your kitchen runs. No contracts, no leases, and a local agent who knows your restaurant by name.
No Contracts
Never get locked into long-term agreements or equipment leases. stay with us because you want to, not because you have to.
Kitchen-Built POS
High-speed tableside ordering, Clover KDS kitchen displays, and split checks built for fast rushes.
Dedicated Local Agent
No 1-800 phone trees. Work directly with a dedicated local representative who knows your restaurant by name.
The Payment Problems Restaurants Deal With Every Day
Every one of these is fixable without changing how guests order or how your kitchen works.
Card fees eating your margin.
When your profit is 3 to 5% on a good month, giving up 3 to 4% of every sale to processing is the difference between a profitable year and a break-even one.
Tips that cost you money.
Guests add tips on cards, and you pay processing on that amount too, then have to track and report it for payroll.
Slow turns at the table.
Running cards back and forth to a counter terminal adds minutes to every check on your busiest nights.
Delivery-app commissions.
Delivery apps can take 15 to 30% of an order. Taking online orders directly keeps that money in your restaurant.
Contracts & leased equipment.
Many restaurants are still paying monthly on a terminal they could have owned outright years ago, with an early termination fee waiting if they try to leave.
Confusing statements.
Pages of codes and line items make it nearly impossible to know what you actually pay.
Dual Pricing vs. Cash Discount:
What Works Best
For Restaurants
Both programs eliminate credit card processing fees by passing savings along to cash-paying guests. The ideal choice comes down to your menu format and how your guests order.
With dual pricing, guests see cash and card prices displayed side-by-side on your menu, check presenter, and terminal. With a cash discount, your menu lists one regular price and a discount is automatically applied when guests pay with cash.
Dual Pricing
Cash and card prices shown side-by-side on menus, checks, and terminals. Complete transparency with zero surprises.
Cash Discount
Menu lists one standard price. Guests paying with cash receive an automatic percentage discount at checkout.
Restaurant POS Systems & Equipment We Recommend
We match the system to your service style. Qualified restaurants get hardware at no upfront cost, with no leases, and we handle setup, menu building and staff training.
Schedule a FREE Demo
Clover Restaurant POS
Complete restaurant platform for full-service dining and high-volume counters. Countertop Station Duo for host stands and bar areas, tableside Flex handhelds for immediate ordering and payment, and integrated kitchen displays that route tickets straight to the line.
TableTurn POS
Built specifically for quick-service, cafes, and fast-casual dining. Guests receive automatic text alerts when takeout orders are ready, commission-free online ordering saves thousands on third-party apps, and mobile handhelds let staff take payments directly in line.
Smart Payment Terminals
Simple, reliable countertop and wireless 4G/Wi-Fi handheld terminals when you don't need a full multi-station POS. Perfect for food trucks, coffee counters, and bakeries. Includes automated tip prompts, contactless tap, and full dual pricing support out of the box.
Features every restaurant should have
Restaurant Payment Processing FAQ
Is dual pricing legal for restaurants?
Will my guests be upset about seeing two prices?
How are tips handled with dual pricing?
Can I keep my current POS system?
Do I have to sign a contract?
What Restaurant Owners Say
“After switching to PayMint, our processing costs dropped to 0% overnight. The support is truly personal — they know our business by name.”
“I would highly recommend for anyone starting a business that takes payments. Great customer support after the system is set up.”
Ready to Lower Your Restaurant's Processing Costs?
Send us your latest processing statement and we'll show you exactly what you're paying now and what you could save with dual pricing. It's free, it takes about 15 minutes, and there's no obligation.